Who Is Responsible For Metairie Apartment Complex Water Damage?

8/17/2021 (Permalink)

Unfortunately, water damage is a common issue both homeowners and renters can face. The aftermath can be devastating making the property unlivable and permanent damage may occur to personal belongings. When water damage occurs in an apartment, who is responsible for the damage cost? 

In general, a landlord is responsible for maintaining the property ensuring that the apartment is livable and functioning up to code. The landlord may refuse repairs, or fail to address them quickly enough – causing further damage such as mold. Failure to maintain or repair these functions may lead to property damage and the landlord is liable due to negligence. Check with the local housing authority for further information.

Know your lease

It’s important to know what your lease states regarding property damage. Most properties have property insurance and will list what type of damage is covered and what is not. In general, if the damage is minor, the tenant will not be able to cancel the lease agreement. If the terms regarding property damage are not listed in the lease, speak to your landlord about who is responsible in the event when water damage strikes.

Renters Insurance

Accidents happen which is why it is essential to have renters insurance. Most places require you have it before allowing you to move into an apartment. Depending on the plan you select, coverage can vary from damages to the building, personal content and may even cover the cost of lodging while repairs are being completed.

Damage to Property and Personal Belongings

Water damages caused to the building itself such as flooring, walls, and utilities should be covered under the landlord’s property insurance. Personal property damages fall to the responsibility of the party at fault for damages, which can be the tenant. For example, if the tenant leaves a faucet on and falls asleep causing water damage.

How We Can Help

Water damage requires a rapid response in order to minimize loss to both the property itself and belongings inside. SERVPRO of Metairie technicians are experts at water damage cleanup in apartments and buildings of all sizes no matter the severity of the damage. Have your landlord or property manager call us at (504) 496-0193 to learn more about our water damage clean-up services.